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Kayla and Andrew kick off fall with a candid conversation about shifting market conditions, AI tools that help (and sometimes hurt), and what sellers really need to consider when entertaining offers. Kayla shares insight on how fewer lenders in the business is leading to more refinance opportunities and why now might be the right time to lock in a better rate. Andrew walks through 7 key considerations for sellers navigating today’s market: from agent reputation and buyer motivation to market feedback and emotional decision-making. *The duo discusses why the Fed’s rate cuts don’t necessarily mean lower mortgage rates—and what does. They also challenge the overuse of the term "mastermind" and talk about the value of picking real partners in your real estate journey. Whether you’re buying, selling, refinancing, or just trying to understand this ever-changing market, this episode is packed with practical, real-world insight from two active professionals in the trenches. Whether you're a first-time homebuyer to repeat buyer, a realtor or lender, or just someone who wants to learn more about real estate, listen in to learn about how to get pre-qualified, interest rates, mortgage tips, building wealth, expert tips for getting your offer accepted, down payment assistance, North Dakota and Minnesota programs, lake home purchases, investment property advice, mortgage myths and all things real estate and mortgage. You'll even hear about health, wellness, mindset, and motivation as well as some of the things Andrew and Kayla recommend in their daily lives. Kayla Kallander - Mortgage Lender - Fargo ND Andrew Yaggie - Realtor - Fergus Falls MN 🤔Thinking of buying or refinancing? Kayla can help in any of the 50 states! 📲 Call or Text Kayla Kallander at 701-370-9766 📩 Email: kkallander@fibt.com Subscribe @kaylakallander - subscribe and tap the bell for notifications so you can stay up-to-speed on real estate and mortgage trends! #ItsRealPodcast #RealEstatePodcast #FallHousingMarket #SellerTips #BuyerMotivation #RefinanceOpportunities #MortgageRates #InterestRates #HomeBuyingTips #FirstTimeHomeBuyer #RepeatHomeBuyer #PreQualified #DownPaymentAssistance #InvestmentProperty #LakeHomes #MortgageMyths #RealEstateEducation #RealEstateStrategy #MarketUpdate #VideoPodcast #KaylaKallander #AndrewYaggie #NorthDakotaRealEstate #MinnesotaRealEstate #FargoRealEstate #FargoND #FargoNorthDakota #WestFargo #Moorhead #FergusFallsMN #NorthDakotaLiving #NorthDakota #WealthBuilding #HealthAndMindset #MotivationTips #AIinRealEstate #RealEstatePartners