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0:00 Intro 1:46 They avoid debt. 2:30 They buy their cars, and plan to keep them long-term. 3:03 They have emergency funds. 3:59 They invest. 5:39 They take advantage of everything their employer has to offer. 7:11 They don’t try to keep up with "the Joneses". 7:52 They utilize tax deductions. 8:21 They look for other income streams. 8:48 They start saving for their kids’ college early on. 9:27 They seek advice. 10:17 Bottom line. We all know that financial advice is important, but not all of us follow it. Often, when we break some financial advice, we know it, but we don't give it the attention it deserves. It is easier for us to justify this faulty financial behavior than to try to follow financial advice. We are all lifelong learners. And also we all try to achieve a certain property every day. So it is very important to focus on financial advice that will help us on the way to your goals. It does not always have to be a specific property. Sometimes financial goals can be easier - pay off loans, pay off school debt, save $100,000. Without the right money habits, we will not achieve these goals. It pays to listen to financial advice.