Student Loans & Mortgage DTI (How to Calculate ALL PROGRAMS) скачать в хорошем качестве

Student Loans & Mortgage DTI (How to Calculate ALL PROGRAMS)

If you have student loans, you might think this is a barrier to getting approved for a mortgage. In reality, even folks with high student loan balances may qualify as long as the debt-to-income ratio overall is within acceptable limits. The various mortgage agencies have calculation methods to determine how much we need to count against you in the DTI math. These calculation methods have become more favorable for the consumer over the past few years. In this video, I cover the DTI calculation methods used by Fannie Mae/Freddie Mac (under conventional loan guidelines), FHA, VA and USDA. I also explain strategies to optimize your chances for mortgage approval with regard to your student loan obligations. Mark Anderson, NMLS# 374393. Vice President/Mortgage Banker at Paramount Bank, NMLS# 551907. Equal Housing Lender. FDIC Insured. Paramount Bank is licensed to lend in ALL 50 STATES. Call or text me 24/7 to apply 314-599-0511 (that's my actual cell phone, not some sort of 'lead capture' bot.) Email me at: manderson@paramountbank.com. Please comment with your questions on the video - I aim to reply to all comments with answers. Recent client reviews: https://socialsurvey.me/pages/mark-an... www.bestmortgageanswers.com (SEE BELOW*) www.paramountbank.com = GREAT rates on mortgage loans & deposits. Check out our Interest Checking account: https://paramountbank.com/interest-ch... Paramount Bank 622 Emerson Rd., Ste 325 St. Louis, MO 63141 800-735-5957 The lowest rate for your mortgage varies based on a lot of factors: credit score, loan amount, appraised value, down payment, property type (single family residence, condo, multi-family), income, etc. In addition to offering rates I believe you will find to be very competitive, I also help folks to optimize the various factors involved to obtain the best rate possible. *I chose the domain, BESTMORTGAGEANSWERS.COM, to differentiate myself from the average mortgage loan officer by emphasizing the value I bring to my clients as an educator and consultant, not as a salesperson. OTHER VIDEOS YOU MIGHT LIKE: How Are Mortgage Loan Officers Paid?    • How Are Mortgage Loan Officers Paid? (MORT...  ​​ Debt-To-Income Ratio Fundamentals    • Mortgage Debt-to-Income Ratio (What Is a G...  ​​ About Me: I have worked as a mortgage loan officer since 2005 and have closed nearly $500 million in loan volume, all across the country. With my zero-pressure, consultative approach, I'm a great fit for first time home buyers, but also for anyone that is looking for high quality, transparent mortgage information. Paramount Bank is licensed to lend in all 50 states. I'd love to hear from you, whether you are looking to purchase a home or refinance. I live in St. Louis, Missouri, with my wife Rachel, along with our 3 cats and 13 chickens. About Paramount Bank: We are a mortgage-focused bank and direct lender, with access to nearly every mortgage program in the universe: Conventional, FHA, VA, Jumbo, Construction, Renovation, Bridge Loans and specialty programs for self-employed borrowers. If you are reading this far down, I'd like to thank you by inviting you to TEXT me 'JOIN' to 314-599-0511. I'm experimenting with a new platform that will allow me to deliver a select number of people CUSTOM daily OR weekly rate updates for your unique scenario.