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You may have heard the term DTI: Debt to Income Ratio. You may have even tried to start figuring out and calculating what your debt to income is for your loan. But what does this really mean, how do you figure out what your ratio is? The first step is to understand what goes into your ratio, we’re talking about it today! I do Mortgages for a living, if I can ever help you buy or refinance a home let me know! • Apply for a mortgage now https://myvandyk.vandykmortgage.com/d... • TEXT “APPLY” to 239-437-4278 • Call me or text me 239-910-5668 • Talk to my team were here to help! 239-437-4278 • Check out my website www.TimHartJr.com Connect with me on Social Media Instagram - https://www.instagram.com/timhart453/... Facebook - / timhartjr LinkedIn - / timhartjr Check out our other Mortgage Videos! Questions about Homestead Exemption- • Florida Homestead Exemption Explained | Ho... Should I pay Off My Collections? • Should I Payoff Collections Before Buying ... NMLS 354676 at VanDyk Mortgage, Branch Address 8280 College Pkwy Suite. 101 Fort Myers Fl 33919 Corp. NMLS 3035 Corporate Address 2449 Camelot Ct SE Grand Rapids MI 49546 Equal Housing Lender - For licensing, go to www.nmlsconsumeraccess.org VanDyk Mortgage is not affiliated with any governmental agency. Materials are for informational purposes only and is not an offer to lend or extend credit. All applications are subject to underwriting approval and guidelines. Not all applicants will qualify for loan products described. All loan programs, terms, pledges, guarantees and conditions are subject to the rules and regulations and to change without notice. The products and services shown are not available in all the geographic areas. The information and graphics shown are provided “as is” and VanDyk does not warrant the accuracy or completeness. And disclaims any liability for errors, omissions, or performance of the stated terms. Local lender, buying a home, tim hart, timhartjr, mortgage lender, SWFL, local, loan officer, fort myers, cape coral, first time homebuyer, lending, mortgage house buying, real estate, mortgage, mortgage terms, DTI, debt, income, debt to income, ratio #dtiratio #debttoincomeratio #mortgageterms #mortgagevocab #mortgagelingo