Retirement Planning Tips: 5 Powerful Boosters for Your Future скачать в хорошем качестве

Retirement Planning Tips: 5 Powerful Boosters for Your Future

Chad shares his top five retirement boosters, game-changing events and strategies that can dramatically improve your financial outlook as you transition into retirement. Forget thinking about retirement as just an age; Chad guides us through why it’s really about hitting that financial number,” and what that number means for your future. We’ll unpack the classic 4% rule and the more digestible 25x approach, then dig into the details of how milestones like paying off your mortgage, transitioning to Medicare, claiming Social Security, receiving a financial windfall, and the financial impact of kids leaving the nest can supercharge your retirement plans. Plus, there’s a bonus tip about mitigating sequencing risk, how market volatility just before and after retirement can shape your long-term security. → Submit a question for YouTube and/or join the WealthKeel Weekly: https://go.wealthkeel.com/m/WK 🔔 Subscribe for more insightful finance tips and hit the notification bell to stay updated! 🔔 ♥️ Lovingly tap that like button if you find this video helpful. 👍 ❓ What to submit a question for a future AMA episode? → https://go.wealthkeel.com/m/WK 🚨 Looking for a team of experts? Check out the “Best of the Best” page on Physician Cents (my podcast!) Insurance Brokers, Mortgage Brokers, Student Loan Refinancing, and more. → https://www.physiciancents.com/resources Key Insights 💡 • How to calculate your retirement number. • What major life events can act as retirement boosters. • Transitioning to Medicare at age 65 can dramatically decrease your health insurance expenses. • The pros and cons of delaying Social Security benefits. • What role do windfalls, like inheritance or selling a business, play in retirement plans? • How changing family dynamics, such as kids leaving the nest, impact retirement budgets, and why new expenses may arise even after children move out. Highlights 🕒 00:00 Retirement is a number, not just an age. 01:56 Using the 25x Rule for calculating your retirement nest egg. 03:15 Paying off your mortgage. 04:40 Medicare eligibility at 65 as a financial relief. 06:35 Building retirement plans independent of Social Security. 09:10 Don’t include expected windfalls in baseline plans. 11:00 What happens when you’re an empty nester? 12:48 Sequencing risk around retirement date. 🙏 Please share any topics or questions you would like to see featured in our videos in the future! Drop us a line in the comments. You can also use the link below to send us a question privately. 👉 Follow us on socials, join our weekly newsletter, get our free eBook, send us your YouTube questions, and more → https://go.wealthkeel.com/m/WK Disclosures: This information is for general purposes only. This information is not intended to be a substitute for specific professional financial or tax advice, as individual circumstances vary. Please see a financial professional, CPA, and/or an attorney in regards to your own individual situation.