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Umbrella and excess liability policies are intended to protect insureds from catastrophic losses. For many contractors, a growing number of limitations and exclusions have slowly chipped away at these upper layers of liability coverage, and failure to identify potential gaps in coverage between the primary and excess layers can be disastrous. This session will reveal common mistakes and oversights in filling these gaps, describe the different approaches used by insurers in umbrella policies, and provide strategies for plugging the holes in this vital coverage. Browse our free expert commentary articles: https://www.irmi.com/expert-commentar... Learn more about IRMI: https://www.irmi.com/why-irmi?utm_con... Subscribe to our channel and follow us on social to get deep-dives, insightful articles, proven risk management tactics, and other breaking developments in insurance and risk management. LinkedIn: / irmiowl Facebook: / irmiowl Twitter: / irmiowl At IRMI, we specialize in commercial lines of property and casualty insurance, with certification training programs, online courses, online resources, and books, and both in-person and online conferences. Explore our catalogue or sign up for any of our free newsletters to see why we're the premier name in risk management and insurance education: https://www.irmi.com/free-newsletters... New! Check out our COVID-19 resources covering the specifics of what insurance and risk management professionals need to know for tackling the challenges from the pandemic: https://www.irmi.com/free-resources/c...