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HL & LAP Explained – Product + Policy + Real Insights! A must-watch for every aspiring Credit Manager, Banker, or Finance Professional who wants to master Home Loans (HL) and Loan Against Property (LAP). What You'll Learn: ✅ What is HL & LAP? ✅ Popular types: Purchase, Construction, BT + Top-Up, LAP for Residential, Commercial, and Mixed-use properties ✅ Standard policy (LTV, FOIR, co-applicant rule) followed by most Banks & NBFCs ✅ Real-world examples of each loan product ✅ Industry-backed data for professional use Who Should Watch: Credit Managers, Loan Officers, and Underwriters Freshers & Students (MBA, BBA, Commerce) Banking Aspirants preparing for interviews Anyone confused about mortgage loan products Connect with me: Email: credit.shravanpandey.com Keep Learning, Keep Growing #HomeLoan #LoanAgainstProperty #CreditManager #BankingCareer #NBFC #MortgageLoan #LoanProcessing #FinanceJobs #AffordableHousing #HLvsLAP #MortgageTraining