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You can start investing with just $100? I made a step-by-step program to help you grow wealth from the ground up. 💥 It’s just $47 (normally $995): https://www.JoinInvestingSimplified.com 📋 SUMMARY Ever wonder why two people with the same income can end up in totally different money situations? One has investments for the future, the other has a killer shoe collection—or maybe a pile of financial stress! In this episode of the Building Your Money Machine Show, I break down one of the most game-changing concepts from my book: The Four Money Personalities. After 30+ years as a CPA, advisor, and investor, I’ve seen how your money habits aren’t just about math—they come down to mindset and muscle memory, shaped by your earliest money experiences. Today, I’m taking a deep dive into each money personality—Saver, Spender, Investor, and Philanthropist—revealing the strengths, blind spots, and actionable steps you can take no matter where you fall on the spectrum. We’ll also look at what happens when these personalities collide in relationships (trust me, it gets interesting!)—and how you can use this insight to create a money system that truly works for you, your partner, and your vision for life. By the end of this episode, you’ll know exactly which money personality is your go-to, how to build better habits, and most importantly, how to make money work with your wiring instead of against it. 📈 RESOURCES MENTIONED IN THE VIDEO: 👉🏽 Book - "Building Your Money Machine": yourmoneymachinebook.com 👉🏽 Affluent Entrepreneur Facebook Group: melabraham.com/group 🏆 SPONSOR/BRAND INQUIRIES: [email protected] 📚 ORDER MY NEW USA TODAY BESTSELLING BOOK: Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It! 👉🏽 GO TO: YourMoneyMachineBook.com The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that’s no longer tied to your work or efforts. Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine. 💰 TAKE THE FINANCIAL FREEDOM QUIZ: Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com KEEP IN TOUCH: 🌍 My website - https://melabraham.com/ 📸 Instagram - @melabraham9 📱 Twitter - @MelHAb 🎥 Facebook - / melhabraham 🎁 FREE Wealth Building Resources - 💲👉🏽 Basic Freedom Number Calculator - MelAbraham.com/number 💲👉🏽 Debt Breakthrough Calculator - MelAbraham.com/NoDebt 💲👉🏽 Financial Freedom Zone Quiz - YourFinancialFreedomQuiz.com 💲👉🏽 Investment Accounts Demystified - MelAbraham.com/demystified 💲👉🏽 ETF Evaluator - MelAbraham.com/etf 💲👉🏽 Rent vs Buy Calculator - MelAbraham.com/homebuy 💲👉🏽 Lifestyle Cost Calculator -MelAbraham.com/lifestyle 💲👉🏽 Risk Tolerance - MelAbraham.com/tolerance 💲👉🏽 My Money & Wealth Book Picks - MelAbraham.com/wealthbooks ★ WHO IS MEL ABRAHAM ★ I’m a seasoned CPA turned global speaker, entrepreneurial innovator and money mentor. I am the mind behind the USA Today bestseller, Building Your Money Machine: How To Get Your Money To Work Harder For You Than You Did For It!. As the founder of The Money Machine Blueprint™, The Legacy Factor™, and Thoughtpreneur™ Academy, Mel has dedicated his career to empowering individuals and entrepreneurs to transform their financial destinies and craft lives of choice, not chance. ⏰ TIMESTAMPS: 00:00 Why your money habits aren’t just about math 00:57 How your first allowance shaped your money muscle memory 02:25 Introducing the four money personalities—and how they’re mapped 03:02 Explaining the matrix: present vs. future, self vs. others 03:34 Personality #1: The Saver—traits, pitfalls, and how to enjoy your money 06:47 Personality #2: The Spender—joy, impulse, and how to create a guilt-free “fun fund” 10:30 Personality #3: The Investor—future focus, risk tolerance, and the power (and danger) of strategy 14:04 Personality #4: The Philanthropist—generosity, fulfillment, and healthy boundaries 16:59 How we all move through different personalities in different life stages 18:34 The relationship remix: What happens when you combine money types in love or business 21:17 How to make your money personalities work together—not against each other 22:11 Why open conversations (not judgment!) are the key to financial harmony 23:28 Share your type and journey in the comments—and build a legacy by design! 🚧 DISCLAIMERS & DISCLOSURES 🚧 This content is for educational and entertainment purposes only. Mel does not provide tax or investment advice on this show. ALWAYS seek professional advice for your specific circumstances. This description contains affiliate links to resources mentioned in this video and supports the channel at no cost to you. Thank you!