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Financial exclusion affects more than money. In this recorded webinar, Hyfa Foundation trustee and researcher Calvin Cowell explains how access to financial systems can shape young people’s futures, wellbeing, and sense of control. During the session, Calvin Cowell presents findings from his latest research, which forms the basis of our Policy Briefing Paper: Unlocking Brighter Futures: How financial inclusion transforms the lives of young people. The session focuses on the realities of financial exclusion for 16–25 year olds in deprived areas, and why this issue goes far beyond access to bank accounts or credit scores. Calvin explores how financial exclusion affects autonomy, stability, mental health, and young people’s ability to make informed choices about their future. This webinar provides insight into the thinking behind the Policy Briefing Paper and explains why Hyfa Foundation views financial inclusion as a foundation for opportunity and long-term change, not simply advice or short-term intervention. In this webinar, Calvin covers: 🟣 Key findings from the Policy Briefing Paper 🟣 The lived impact of financial exclusion on young people 🟣 Why access to financial systems must come before financial advice 🟣 How financial inclusion can support stronger outcomes in wellbeing and opportunity The Policy Briefing Paper: Unlocking Brighter Futures: How financial inclusion transforms the lives of young people has since been released. This recording offers important context and insight into the research behind it. 🔔 Subscribe to the channel for updates on our work and future Hyfa Foundation events.