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America is drowning in credit card debt… and tonight, we’re breaking down why. In this video, I react to a series of viral TikToks where everyday people confess their financial struggles — from $84,000 spending addictions and YOLO debt culture, to lifestyle creep, bankruptcy, low-income debt traps, credit card lawsuits, and even debt consolidation scams that leave people worse than where they started. These stories are raw, relatable, and honestly a little terrifying. Some people are taking Disney day trips on borrowed money. Some are running from process servers. Others are drowning just trying to buy groceries or pay for their kids’ medical needs. This video exposes the truth behind America’s financial crisis — how emotional spending, unrealistic lifestyles, impulsive habits, rising prices, and bad financial advice leave people stuck in endless cycles of debt.