IRS 7702 Rules Explained: How MEC Status Can Destroy Tax-Free Growth скачать в хорошем качестве

IRS 7702 Rules Explained: How MEC Status Can Destroy Tax-Free Growth

Work With Us. Book a private strategy call: 👉 https://www.tax-free-wealth-blueprint... This video explains the hidden IRS rules inside Sections 7702 and 7702A that determine whether an Indexed Universal Life (IUL) policy stays tax-free—or becomes fully taxable due to MEC status. New here? Start with the full Tax-Free Wealth Blueprint playlist to see how this strategy actually works step by step: 👉    • The Tax-Free Wealth Blueprint (Start Here)   The IRS Rule That Decides Whether Your IUL Stays Tax-Free There’s a hidden IRS rule buried inside Section 7702 — and most high-earning entrepreneurs funding an IUL don’t even know it exists. But this single rule determines whether your policy stays tax-free for life… or becomes fully taxable overnight. No warning letter. No do-over. In this video, I break down exactly how IRS §§7702 and 7702A work, why MEC status is triggered, and how a single design mistake can silently destroy decades of tax-free growth. You’ll see real illustrated numbers, the actual IRS thresholds, CVAT vs GPT rules, and the corridor ratios the IRS uses to decide whether your policy qualifies as life insurance — or gets taxed like an investment. If you’re funding $2,500/month or more into an IUL — or building long-term tax-free income — this episode is not optional. The IRS isn’t just watching your business. They’re watching your policy design too. What You’ll Learn: How IRS §7702 actually defines life insurance How §7702A and the 7-Pay Test trigger MEC status Why MEC status destroys tax-free loans and income A real example: Eric’s policy ratios from age 28 to 60 The overfunding paradox (why “lower death benefit” can backfire) CVAT vs GPT explained with IRS-level clarity The compliant structure that produced $297,358/year tax-free income If you want a policy engineered to stay compliant with 7702, 7702A, CVAT, corridor limits, and MEC rules for life, this is the blueprint. ⏱ TIMESTAMPS / CHAPTERS 0:00 – The IRS rule that controls tax-free growth 0:45 – How MEC status destroys tax-free income 1:30 – A 28-year-old nearly tripped the IRS limit 2:45 – The invisible IRS tripwire inside IULs 3:30 – What IRS 7702 actually defines 4:45 – The math that proves the danger 6:00 – How overfunding creates a MEC 7:30 – CVAT vs GPT explained simply 8:15 – The structure that protects tax-free growth 📅 Book Your Free Tax-Free Wealth Strategy Session We’ll engineer your policy to stay MEC-safe and IRS-compliant for life: 👉 https://www.tax-free-wealth-blueprint... 🤖 Try the IUL Custom GPT (Free Tool) Model MEC-safe funding, corridor ratios, and tax-free income instantly: 👉 https://chatgpt.com/g/g-6826316c1b648... #IRS7702 #IRS7702A #MEC #IndexedUniversalLife #TaxFreeWealth #HighIncomeEntrepreneurs #CashValueLifeInsurance #TaxFreeRetirement #WealthBlueprint #FinancialEducation Disclaimer: This video is for educational purposes only and does not constitute financial, tax, or legal advice. Indexed Universal Life (IUL) insurance is a life insurance product, not an investment. Results vary by individual circumstances, carrier, and policy design. Always consult a licensed advisor and tax professional before making financial decisions. Hypothetical examples are not guarantees of future performance.