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President Donald Trump has filed a $5 billion lawsuit against JPMorgan Chase and its CEO, alleging the bank shut down his accounts for political reasons in the aftermath of the January 6 Capitol riot. At the center of the lawsuit is the claim of political debanking, the idea that Trump’s accounts were closed solely because of his political views. Trump’s legal filing argues that the account closures amount to political discrimination and an abuse of financial power. JPMorgan Chase denies these claims. In a public statement responding to the lawsuit, the bank said it does not close accounts for political or religious reasons, but instead when accounts pose legal or regulatory risks to the institution. “Our company does not close accounts for political or religious reasons. We do close accounts because they create legal or regulatory risk for the company,” JPMorgan said, adding that “rules and regulatory expectations often lead us to do so.” -JPMorgan Chase statement, January 2026 That response points to a larger issue underlying Trump’s lawsuit: what banks are actually required, and allowed, to do under federal law.