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Office Hours is a semi-monthly virtual student loan clinic presented by @themccfw provides borrowers with a free, trusted venue to help them navigate student loans and prepare for financial success beyond repayment. The content in this video is based on information available as of April 9, 2025. This edition covered topics including: +did student loans move to the SBA +deadline to recertify income for IDR plans +what to do when a parent who contributes to the FAFSA doesn't provide any support Disclaimer: Office Hours is presented by the Maryland Center for Collegiate Financial Wellness for informational purposes only. The information presented does not represent financial or legal advice. Borrowers are responsible for all decisions and outcomes related to their student loan repayment and/or cancellation experience. The borrower experience is evolving, more changes are expected and we will share them in future editions of Office Hours. #Maryland #studentloans #IDRadjustment #consolidation #parentplus #PSLF #PSLFwaiver #studentloanforgiveness #pslfcount #studentloandebt #cancelstudentdebt #FFELP #FFEL #officehours #mhec Content 00:00 Welcome 03:14 IDR application processing update 03:55 New PSLF law coming to Maryland! HB 795 passed the House and Senate 05:44 Explaining the Executive Order to dismantle the Department of Education 07:32 I heard my loans are moving to the Small Business Administration. What does that mean for me? 10:10 Can my loans get forgiven because of privacy violations or because the loans are moving from ED to Treasury? 14:18 If the Department of Education shuts down will I lose my Pell Grant for next year? I'm supposed to graduate in 2026. 16:44 If the Department of Education is eliminated should I still send my child to college? 20:34 What is the TOP? Can I get my loans forgiven. Explaining the Treasury Offset Program 22:41 I'm in default and got directed to another website. Is it legitimate? 25:57 I'm over 120 and got denied for the buyback due to the SAVE forbearance. Is this right? 28:45 What should I do if I get the 404 error on the PSLF Help Tool? 30:01 Question from a "fired fed" on recertifying income? Correction to the text on the screen in minute 31 The IDR application is available online now, processing is still on pause. 33:30 I received a status change and payment change. Should I pay it? 35:50 My SAI went up because my dad's included now. He doesn't pay anything, what can I do?