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Welcome to The Vault with Financielle. In Episode 34 of The Vault, we discuss this week’s controversial opinion, “Budgeting apps don’t work”, before diving into our listener dilemmas: “I can’t balance my budget with my social life” 🥂 “I’m obsessed with the idea of being debt free” 💸 We celebrate a listener who used her car maintenance sinking fund to dodge the stress of an unexpected car tyre expense 🚘🛞 We’re here for that peace of mind 🧘♀️✨ If you’d like to share your money win, head to the community in the Financielle app or email thevault@financielle.com Send your (totally anonymous) money dilemmas to thevault@financielle.com and we may feature yours on a future episode 💌 As a Vault listener, you can get a whopping 25% off our digital course, The Money Playbook. This is a step by step guide to being financially well. It has 101 lessons where you'll learn how to budget, ditch debt, build savings and grow wealth. Use this offer code at checkout: VAULT Check it out here! [https://financielle.thinkific.com/cou...] Visit https://www.financielle.co.uk to join our community! Chapters: 00:00 Introduction 03:00 Welcome to The Vault 05:50 Controversial Opinion: "Budgeting apps don’t work" 12:58 Dilemma 1: “I can’t balance my budget with my social life” 🥂 22:49 Community win 27:31 January Sinking Fund Strategy 28:12 Dilemma 2: “I’m obsessed with the idea of being debt free” 💸 38:51 Final Thoughts The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money. Visit https://www.financielle.com to download our app. Listen to the podcast on: ▶︎ Spotify - [https://open.spotify.com/show/73mv8Jn...] ▶︎ Apple Podcasts - [https://podcasts.apple.com/us/podcast...] ▶︎ Amazon Podcasts - https://open.spotify.com/show/73mv8Jn...] Follow Financielle for more: ▶︎ Facebook - [ / financielle ] ▶︎ Instagram - [ / financielle ] ▶︎ LinkedIn - [ / financielleuk ] About Financielle: Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future. Recorded and Produced by Liverpool Podcast Studios ▶︎ Web - [http://www.liverpoolpodcaststudios.com] ▶︎ Instagram - [ / liverpoolpodcaststudios ] ▶︎ LinkedIn - [ / liverpool-podcast-studios ]