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In this in-depth video, I dive into the critical and often misunderstood issue of housing affordability in America. Drawing from my personal experience as a real estate professional, I explore how the dream of a single-income household supporting a family has largely vanished, making homeownership increasingly out of reach for many. I critically analyze statements from prominent economic commentators who dismiss affordability concerns as merely a “mindset,” and explain why this perspective ignores the harsh economic realities facing average Americans today. We also examine the impact of government policies, such as the role of Fannie Mae and Freddie Mac in setting high loan limits that disproportionately benefit wealthier homeowners while risking taxpayer money. I highlight how billions spent on housing programs in states like California have failed to stem rising home prices, and how specific laws—like those targeting condo developments—have unintentionally crippled affordable housing options. Additionally, the video covers current market trends including mortgage rate movements, low housing inventory, and the reliability of online home valuation tools like Zillow and Redfin. I shed light on controversial industry practices such as Compass’s “hidden listings” and discuss the slow pace of rebuilding efforts after devastating fires in Los Angeles and Maui, reflecting broader systemic issues in government responsiveness. This comprehensive discussion is aimed at empowering viewers with a clearer understanding of the housing market’s challenges and encouraging a realistic, informed dialogue on affordability. Whether you’re a potential homebuyer, investor, or simply interested in real estate policy, this video offers valuable insights and a call to action to fight for fair housing opportunities. Don’t forget to comment, like, and subscribe to join the conversation and stay informed on these vital topics. -------- Bill Gross, The LAProbate Expert I am a real estate broker in Los Angeles, CA focused on probate real estate and the leader of a team of over 1,100 agents nationally probate experts. #Realtor #RealEstateAgent #eXpRealty 💥 Follow me on Social Media 💥 → Facebook: https://bit.ly/3OjFWH4 LinkedIn: / billgrossprobate Instagram: / billgrossprobate TikTok: / billgrossprobate Youtube: / @billgrossprobate 👉 Sign up for Probate Weekly to learn all about the probate real estate business: https://bit.ly/44XeKFe 🎤Listen to the Probate Weekly podcast: https://apple.co/3DLtZVG 🔥 Join my Facebook Group to network with other professionals: https://bit.ly/3OjFWH4 ➡️ Sign up for your FREE 1:1 call with me here: https://bit.ly/3OZI3QE Bill Gross is a licensed real estate broker in California (DRE 01022275) associated with EXP Realty, the Netflix of real estate. He is building a national network of probate-focused real estate agents. If you are interested in discovering working with BIll’s network, or if EXP is a fit for you, book a time here: https://bit.ly/3ZgrmFz