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If you're a Canadian senior receiving CPP, OAS, or GIS benefits, January 2026 brings critical updates that could directly impact your monthly income. These aren't rumors—these are confirmed legislative changes and annual adjustments you need to understand RIGHT NOW. 💰 What You'll Learn in This Video: ✅ CPP Inflation Adjustment – How the January 2026 CPI increase affects your retirement pension (automatic, but you need to verify) ✅ CPP Enhancement Phase (CPP2) – What the ongoing rollout means for current retirees and those still working ✅ OAS Quarterly Review – The January inflation adjustment and why your payment can only go UP, never down ✅ OAS Clawback Threshold Update – New 2025 tax year limits that could reduce or eliminate your OAS if your income is too high ✅ GIS Annual Recalculation – Why filing your tax return on time is CRITICAL to keeping your benefits (even with zero income) ✅ Allowance Programs – Benefits for 60-64 year-olds that many Canadians don't know exist ✅ Retroactive Payment Rules – How to recover up to 12 months of missed CPP or OAS if you applied late ✅ Direct Deposit & Payment Dates – The official 2026 payment calendar and why paper cheques are risky ✅ International Agreements – How working abroad or living outside Canada affects your eligibility ✅ Automatic Enrollment Updates – Government efforts to simplify applications and what you still need to do manually ⚠️ This is NOT speculation—these are real policy updates based on confirmed government legislation and annual processes already in motion. Whether you're already collecting benefits or turning 65 soon, understanding these changes is essential to protecting your retirement income. Missing key details could cost you hundreds or even thousands of dollars. 📌 Don't forget to: 👍 LIKE this video if you found it helpful 🔔 SUBSCRIBE for more Canadian pension updates 💬 COMMENT below with your questions—I read and respond to every one! 🔗 Verify everything at: Canada.ca/en/services/benefits or contact Service Canada directly #CanadaPension #CPP2026 #OAS2026 #GIS #CanadianSeniors #RetirementBenefits #SeniorBenefits #CPPUpdate #OASUpdate #GovernmentBenefits #RetirementPlanning #CanadianRetirees #SeniorFinance #PensionNews