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Market Recap - July 11, 2025 Mortgage rates are sitting around 6.8%, and smart homebuyers are taking advantage of a rare window of opportunity. Right now, many sellers are still offering $10,000 to $15,000 in closing cost help. That kind of support may disappear as rates continue to shift and buyer demand returns. In this video, Bill Gaylord explains why this moment matters, how it impacts your affordability, and why waiting could cost more than acting now. If you’re thinking about buying a home, now is the time to get clear on your options and take the next step before this window closes. ••• Bill Gaylord, NMLS 680603 | Gaylord-Hansen Team at CrossCountry Mortgage | 858-776-6830 | https://www.billgaylord.com Rate Source: Mortgage News Daily (https://www.mortgagenewsdaily.com) The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative. Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions apply. Call for details. All borrowers must meet minimum credit score, loan-to-value, debt-to-income, and other requirements to qualify for any mortgage program. CrossCountry Mortgage, LLC. NMLS3029 NMLS1437924 NMLS1628467 NMLS2079383 (www.nmlsconsumeraccess.org).