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Almost 70% of Americans are living paycheck to paycheck — including people earning $250,000+ a year. This isn't an income problem. It's a structure problem. In this video, I break down the 7 real reasons why so many people feel broke despite high salaries, and what you can actually do about it. 🎁 FREE GUIDE: Anti-Broke Blueprint 👉 https://capitalrefined.com/the-anti-b... Most people assume earning more fixes financial stress. But income without structure just increases pressure. When pay rises, life quietly expands with it. Fixed costs grow. Convenience multiplies. Taxes take more. Debt fills gaps. And what looked like progress on paper never turns into breathing room. This is why high earners still feel tight. In this video, you’ll learn: • Why small monthly bills quietly compound • How location determines how far your paycheck stretches • The hidden cost of convenience • Why comparison resets your spending baseline • How debt absorbs income before you feel it • The rising costs you can’t opt out of • Why raises feel smaller than they look • How much of your income you actually keep • Why earning more stopped being the solution • What creates real financial margin This isn’t anti-income. It’s anti-leakage. You don’t need to hustle harder. You need to protect what you earn before life absorbs it. ⏱️ Timestamps 00:00 – Why high earners still feel broke 01:48 – The seven structural reasons 02:12 – Subscription creep 03:28 – Location cost reality 05:27 – Paying to save time 06:46 – The pressure to keep up 08:21 – Debt as a bridge 10:25 – Costs you can’t avoid 11:59 – What you actually keep 13:29 – Why income alone won’t fix it ▶ Watch Next Do This Every Time You Get Paid 👉 • The Three-Income Trap Nobody Warns You About Why Everything Changes Once You Save $10K 👉 • How to Manage Your Money Like the 1% 🔵 ABOUT CAPITAL REFINED Hey, I’m Andy — creator of Capital Refined. I don’t sell shortcuts. I build money systems that create stability, flexibility, and long-term wealth. Here, we don’t just talk money; we refine it. If your income looks good but your money still feels tight — this channel is for you. #PaycheckToPaycheck #MoneyStructure #WhyPeopleFeelBroke #PersonalFinance #FinancialPressure #CapitalRefined #RefineMoney #GrowCapital #BuildWealth Disclaimer: This content is for educational purposes only and does not constitute personalized financial, investment, or tax advice. Always evaluate your own situation before making financial decisions.