Mortgage Rates Exposed 2026: Par Rates, ARMs & Strategies to Save Thousands скачать в хорошем качестве

Mortgage Rates Exposed 2026: Par Rates, ARMs & Strategies to Save Thousands

Are you really getting the best mortgage rate — or just the lowest number you see online? In this full episode of Market Shares, I expose the truth about par rates, adjustable rate mortgages (ARMs), and online rate quotes. With so much information available today, it’s easy to assume you’re getting the best deal — but the reality is often more complicated. I break down strategies for borrowers and loan officers alike - showing how to maximize savings, make smarter rate decisions, and present clients with the best options in 2026. 🔎 Topics We Cover in This Episode Why those “lowest rates online” aren’t always what they seem How par rates and discount points actually work (and why it matters) When a 5- or 7-year ARM might make more sense than a 30-year fixed Smart strategies loan officers can use to show clients better options How to calculate break-even on points and ARM pricing Understanding the rate stack and mortgage-backed securities (without the headache) Ways to help clients save money while building trust How to go from just quoting rates to becoming a true mortgage advisor 🎙 Watch the full episode for actionable strategies to save thousands and navigate today’s mortgage market like a pro. 🔔 Don’t miss out! Subscribe and stay ahead of the game with Market Shares. 📌 New episodes drop every Friday at 10 AM PT! 📣 Got thoughts or questions? Drop them in the comments—we’d love to hear from you. #MortgageRates #InterestRates #HomeBuying #LoanOfficerLife #ARMs #DiscountPoints #MortgageStrategy #RateShopping #MortgageAdvice #MarketSharesPodcast Follow me on social media! Facebook:   / marketsharespodcast   Instagram:   / marketsharespodcast   Twitter:   / marketshares1   TikTok:   / marketsharespodcast   LinkedIn:   / tonyblodgett   Want to join our team? Email careersnw@nafinc.com or check out our Instagram or Facebook @nafcareersnw Tony Blodgett CMB NMLS# 72161 Company NMLS ID# 6606 Equal Housing Lender. Washington Consumer Loan Company License #CL-6606 ____________________________ ____________________________ CHAPTERS #1. 0:00 Mortgage Rate Shopping Exposed: The Truth About Discount Points & “Low” Interest Rates #2. 3:42 Mortgage Rate Stack Strategy: How Smart LOs Find Hidden Pricing Advantages #3. 7:28 Are Adjustable Rate Mortgages Back? Why 5 & 7 Year ARMs Make Sense Right Now #4. 10:34 Stop Comparing Rates: How Advisors Handle Rate Shopping #5. 15:31 ARMs Aren’t Risky in 2026: What You Need to Know _____________________________ _____________________________