Do This to Legally Pay LESS TAXES in Canada (2026) скачать в хорошем качестве

Do This to Legally Pay LESS TAXES in Canada (2026)

Stop overpaying taxes in Canada — there are legal ways to lower your tax bill, and most people miss them because they don’t understand how the system works. In this video, I’ll explain how tax brackets actually work (so you stop fearing promotions), then walk through the biggest legal moves Canadians use to reduce taxes: RRSP/FHSA deductions, capital gains vs business income, pension splitting, self-employed expenses, RESP grants, and key credits like medical, tuition, and donations. CHAPTERS 00:00 Stop overpaying taxes (start here) 00:20 How tax brackets actually work (promotion myth) 01:30 Quick example (why only the extra income is taxed higher) 02:35 The tax system flow (income → deductions → taxable income → credits) 03:15 Capital gains vs business income (apple tree example) 05:21 RRSP & FHSA deductions (how the savings work) 07:18 First-Time Home Buyers’ Tax Credit (who qualifies) 09:18 Pension income splitting (when it applies) 11:10 Self-employed vs employee (what you can deduct) 12:37 RESP grants (CESG / CLB) 13:51 Medical, donations, and tuition credits 14:32 Recap + what to do next Subscribe for practical Canadian tax guidance every week. If you’re filing and you want something simple, I recommend Wealthsimple Tax. Use the link in the description and fund your account — we both get a $25 bonus. It’s straightforward and beginner-friendly. https://www.wealthsimple.com/invite/K... This content is for educational purposes only and does not constitute financial, tax, or legal advice. Always consult a qualified professional or the CRA directly for advice specific to your situation. This video includes affiliate links. If you sign up using my Wealthsimple link, both you and I may receive a bonus at no extra cost to you.