How to Get Approved for a UK Mortgage in 2026 (New Rules Explained) скачать в хорошем качестве

How to Get Approved for a UK Mortgage in 2026 (New Rules Explained)

Getting approved for a UK mortgage in 2026 can feel overwhelming — especially with higher interest rates, stricter affordability checks, and tighter lending rules. In this video, I break down exactly how UK banks assess mortgage applications and what you can do to improve your chances of approval. You’ll learn: How UK mortgage rates and stress tests affect how much you can borrow How lenders calculate affordability, income, and outgoings How much deposit you really need How to clean up your credit report and avoid common mistakes What banks look for in employment, spending, and long-term stability How to plan your exit strategy so your mortgage stays affordable To support this, I reference guidance from MoneySavingExpert on how mortgage affordability and borrowing limits work in the UK: 👉 https://www.moneysavingexpert.com/mor... Whether you’re a first-time buyer, moving home, or planning to buy in the next 6–12 months, this is a practical, step-by-step guide to getting approved for a UK mortgage in 2026. 📌 This video explains how banks think and what you should do before applying.