Should You BUILD Your Own Home In 2025? (Construction Loan Requirements 2025) скачать в хорошем качестве

Should You BUILD Your Own Home In 2025? (Construction Loan Requirements 2025)

Thinking about building your own home in 2025? 🏡 Before you break ground, it’s crucial to understand how construction loans actually work — because they’re not like traditional mortgages. Most buyers design their home or hire a builder before talking to a lender… and that one mistake can delay or even cancel your build. In this video, I’ll explain how construction loans work, what lenders expect, and the biggest mistakes to avoid so your dream home doesn’t turn into a financial nightmare. ✨If you're planning to buy a home and want to know how much is your buying power - click the link to schedule a call directly with me !! Book a quick call → calendly.com/meres_mortgage/15min ✨ What’s It Like Working With Us?- See our 5-Star Reviews → g.co/kgs/uK6Wtzf ⸻ 🔥 Here’s what you’ll learn: ✔️ What a construction loan is and how it differs from a mortgage ✔️ What you must do before applying — pre-approval, builder approval & planning ✔️ How construction draws, inspections, and interest-only payments work ✔️ The difference between Construction-to-Perm, Construction-Only & Owner-Builder loans ✔️ How to use your land equity as your down payment ✔️ Credit, income, and down payment requirements for 2025 ✔️ What lenders look for at every stage of construction ✔️ How appraisals work for homes that don’t exist yet ✔️ Common mistakes that can ruin your loan — and how to avoid them ⸻ 💡 Why Construction Loans? These loans let you finance your land, materials, and build — all in one loan that can roll into a regular mortgage when your home is complete. With the right prep, you can: • Finance your entire project with one closing • Use your land as equity • Avoid duplicate fees or last-minute denials Most people skip the early steps — this video shows you how to do it right from the start. ⸻ 💬 Who This Video Is For: • Buyers planning to build in 2025 • Owner-builders managing their own project • Investors or flippers doing new construction • Anyone confused about financing a build ⸻ 🔎 Keywords: Construction loan requirements 2025 • Build your own home • Construction-to-permanent loan • Owner-builder loan 2025 • Land equity down payment • How construction loans work • New build mortgage ⸻ ➜ SUBSCRIBE for more videos on home loans, building, and real estate tips. 📲 Instagram: @meres_mortgage