How To Get The BEST Loan As A Real Estate Investor скачать в хорошем качестве

How To Get The BEST Loan As A Real Estate Investor

How To Get The BEST Loan As A Real Estate Investor In this video, Tony Stephan interviews one of his favorite mortgage brokers to get her insights and industry secrets on how to get the best loan as a real estate investor. The best loans for real estate investors depend on their investment strategy (e.g., fix-and-flip, buy-and-hold, commercial properties) and financial situation. Here are the most common and effective loan options, with their key pros and cons: Conventional Loans Best for: Buy-and-hold investors with good credit. Pros: Low interest rates. Long terms (15–30 years). Cons: Strict credit and income requirements. Limited number of financed properties (usually up to 10). Portfolio Loans Best for: Investors with multiple properties or complex financials. Pros: Flexible underwriting. Can finance multiple properties under one loan. Cons: Higher interest rates. Shorter terms than conventional loans. DSCR Loans (Debt-Service Coverage Ratio) Best for: Buy-and-hold investors with rental income. Pros: Approval based on property cash flow, not personal income. Great for full-time investors. Cons: Slightly higher interest rates than conventional. Requires strong property performance (DSCR 1.2 ideally). FHA or VA Loans (House Hacking) Best for: New investors living in part of the property (e.g., duplex). Pros: Low down payment (3.5% FHA, 0% VA). Low interest rates. Cons: Must live in the property. Limits on property types and number of units (max 4). Commercial Real Estate Loans Best for: Large multifamily (5+ units) or mixed-use properties. Pros: Tailored to large-scale investments. Can fund millions. Cons: Complex underwriting. Higher down payments (20%–30%). HELOCs Best for: Investors with existing equity in property. Pros: Low interest rates. Flexible use of funds (rehab, down payments). Cons: Risk of losing your home if you default. Variable rates (HELOCs). 📢 What did you think of today’s video? We want to make each video BETTER and MORE VALUABLE for you. Drop your feedback in the comments so we can improve for you! 👍 If you enjoyed this video, please give it a thumbs up, and don't forget to subscribe to our channel for new videos weekly. Ready to invest in real estate for true time and lifestyle freedom? I have a few easy steps... 1️⃣ GET THE TOOLS FOR SUCCESS: Apply to work with me 1:1 in my coaching programs: https://tony-stephan.com/business-coa... GET MY MULTIFAMILY DEAL ANALYZER SPREADSHEET HERE: https://tony-stephan.com/multifamily-... 2️⃣ HIRE MY TEAM at The Stephan Group Real Estate Brokerage to help you buy / sell / invest in real estate: https://stephangrouprealestate.com/ 3️⃣ FREE RESOURCES: Get my Multifamily Due Diligence Check list here: https://tony-stephan.com/multi-family... Get my real estate investing BRRRR BLUEPRINT (how to BUY, REHAB, RENT, REFINANCE, and REPEAT for an INFINITE return with apartment buildings) https://tony-stephan.com/blueprint/ Grab my BRAND NEW BOOK The New Rules To Financial Freedom: https://tony-stephan.com/financial-fr... 📲 𝗛𝗮𝘃𝗲 𝗔 𝗤𝘂𝗲𝘀𝘁𝗶𝗼𝗻? 𝗦𝗲𝗻𝗱 𝗠𝗲 𝗔 𝗗𝗠 𝗼𝗻 𝗜𝗻𝘀𝘁𝗮𝗴𝗿𝗮𝗺:   / tony_stephan_   💥CONNECT WITH ME ON SOCIAL MEDIA 💥 YouTube:    / @tonystephan   Instagram:   / tony_stephan_   LinkedIN:   / tonystephandietitian   TikTok: https://www.tiktok.com/@tony_stephan?... Facebook:   / tonystephanrd   👍Subscribe to my channel:    / @tonystephan   WATCH NEXT: Buying A 9 Unit Apartment With 5.5% Seller Financing:    • Buying A 9 Unit Apartment With 5.5% Seller...   \ How This Out Of State Investor Bought His First 12 Unit Multifamily Apartment:    • How This Out Of State Investor Bought His ...   How To Buy Your First Multifamily Apartment Step By Step:    • How To Buy Your First Small Multifamily Ap...   I Made $250k In 1 Year On My 7 Unit Multifamily Apartment: Steal My Blueprint!:    • I Made $250k In 1 Year On My 7 Unit Multif...   00:00 - Intro 01:16 Conventional loans 03:45 Who is Conventional For? 06:30 DSCR Loans 10:33 Working with lender 11:45 DSCR Foreign national 12:25 FHA 15:05 VA 15:42 - HELOC 17:59 - Recap on all loans 18:19 Outro #realestateinvesting #realestate #multifamily #multifamilyrealestate #dscrloans #dscrloans #realestateinvestingforbeginners #realestatefinance