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Rent vs Buy Calculator in 2026 Trying to decide whether you should rent or buy in Jacksonville, Florida in 2026? Before you renew your lease or start house-hunting, use my Rent vs Buy Calculator to get a data-driven answer—including your break-even year (when buying finally beats renting). In this video, I walk you through the calculator step-by-step so you can see the real numbers: rent costs vs mortgage payment, taxes, insurance, PMI, and more. This isn’t emotional—it’s math. And the calculator also helps if you’re upsizing, downsizing, relocating to JAX, or exploring a move-up strategy. CALCULATOR link : https://home-buy-pathfinder.lovable.app/ 📍 I’m Nicole “Niki” Smith, a local Realtor in Metro Jacksonville, FL—and I’d love to help you create a smart plan whether renting wins right now or buying wins long-term. Important: I’m not a lender or financial advisor. This is for educational planning only. Your results depend on your income, credit, interest rate, taxes, insurance, HOA, and the home you choose. 📲 Want a personalized game plan for Jacksonville neighborhoods, new construction incentives, down payment help, or closing cost programs? Reach out and I’ll help you map it out. ✨ Life’s too short not to love where you live—and I’m living the dream in Jacksonville, Florida! Nicole R Smith Realtor with Keller Williams Jacksonville 2950 Halcyon Lane #102 Jacksonville FL 32223 Lic# SL3470580 📅 Schedule a Consultation: Let's discuss your move to Jacksonville Florida. Calendar Link ⬇️ https://calendly.com/nikirsmith/15min Nicole R Smith-Realtor nicolersmith@kw.com #Jacksonville #JacksonvilleFL #JacksonvilleRealEstate #HousingMarket #RealEstate2026