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Are you struggling to understand why some first-time buyers get approved for a mortgage, while others don’t - even with similar incomes? In this video, we break down the real reasons behind mortgage approval decisions in Canada, including: How lenders assess credit behavior vs. just the score Why debt structure matters more than you think The importance of employment stability The right down payment sources How timing mistakes can hurt your approval chances You'll also get a practical checklist to increase your chances of approval before you even start house hunting! BONUS: Find out the most common mistakes first-time buyers make, and how to avoid them. If you’re planning to buy in the next 6-12 months, this checklist is a must-watch! ✨ Need help with your mortgage? Reach out to us for the best properties, deals, and guidance in the top Canadian cities. Find our contact details below! Don’t forget to LIKE, SHARE, and SUBSCRIBE for more helpful home-buying tips! #MortgageApproval #FirstTimeHomeBuyer #CanadaRealEstate #HomeBuyersTips #MortgageTips #CreditScore #DebtManagement #DownPayment #RealEstateCanada #HomeLoan