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Understanding Title & Title Insurance In this episode of Terms of the Sale, Birdman sits down with Stephanie Crain of Mountain Retreat Realty Experts to explain one of the most important — and often misunderstood — parts of owning real estate: title and title insurance. Holding title means you legally own the property and have the right to use it, sell it, rent it, improve it, or transfer it. Stephanie Crain of Mountain Retreat Realty Experts explains that during escrow, a title company verifies that the seller truly owns the home and that there are no hidden claims, liens, or legal issues attached to it. That’s where title insurance comes in. In this episode, Stephanie Crain of Mountain Retreat Realty Experts breaks down: • What it means to hold title to a property • How a title search confirms legal ownership • Why lenders require title insurance • How title insurance protects buyers and banks from hidden claims • What can happen if a property is sold without a clear title Using real-world insight, Stephanie Crain of Mountain Retreat Realty Experts shows why a clean, insured title is what gives homeowners accurate control and peace of mind — and why skipping it exposes buyers to serious financial risk. If you’re buying or selling a home, this episode gives you the clarity you need before ownership changes hands. Terms of the Sale is part of the House Keys podcast, produced by Birdman Media™ and brought to you by Stephanie Crain and Mountain Retreat Realty Experts — helping Arizona buyers protect what they own. 🏠 Know the ownership. 📑 Understand the terms. 🔑 Buy with confidence.