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Plus, subtle burnout signs leaders should know Show Notes Why do ministry leaders struggle with money decisions even when they know biblical principles about stewardship? In this revealing conversation with Dr. Ioana Popa—psychiatrist, life coach, and ministry burnout expert—we uncover the hidden connections between pastoral stress and financial struggles. Dr. Popa explains how ministry leaders often develop twisted stewardship mindsets that create guilt around basic family needs, vacations, and personal investments. From feeling guilty about buying shoes for their kids to avoiding coaching or professional development, these patterns create a “perfect storm” that leads to both financial stress and ministry burnout. Discover the three phases of stress response that ministry leaders experience, why the “hidden burnout” phase is so dangerous, and how unmet emotional needs drive poor money decisions. This episode reveals why traditional financial advice often fails in ministry contexts and sets up the practical solutions we’ll explore in Part 2. What You’ll Learn • Why ministry leaders struggle with money despite having biblical knowledge about stewardship • The psychological “perfect storm” that creates both financial stress and burnout • How guilt-based money mindsets develop in ministry families • The three phases of stress response and why ministry leaders get stuck in phase 2 • Why treating your body as “the temple of God” includes financial self-care • How unmet emotional needs sabotage financial decision-making • The connection between Maslow’s hierarchy of needs and ministry money strugglesKey Quotes “What happens for us Christians, we want to give and we have this… we need to be like Christ and keep giving and giving and giving, and there’s something bad if we don’t. So between that as a dilemma… and the other dilemma is that the better we become, the more people are gonna come and are gonna need your help… And it’s gonna feel like the suffering is never ending.” – Dr. Ioana Popa “It’s like a twisted stewardship mindset where we went from ‘we’re taking care of what God has entrusted to us’ to ‘Oh no, we’re going to feel guilty about taking care of normal needs with these funds.'” – Joy Suzanne Hunt About Our Guest Dr. Ioana Popa is a national board-certified life and leadership coach, physician, psychiatrist, and spiritual care provider with a Master’s in Theology. As co-founder of Team for the Soul and host of the Thriving in Christ Podcast, Dr. Ioana helps Christian professionals and ministry leaders prevent burnout and build sustainable habits for kingdom work. Her approach uniquely integrates science, psychology, and Christian faith. Resources Mentioned • Team for the Soul: teamforthesoul.com (https://teamforthesoul.com) • Thriving in Christ Podcast (https://www.teamforthesoul.com/podcas...) • Renewal in Action program (https://www.teamforthesoul.com/tria-c...) for Christian professionals and servant leaders. The in-depth online holistic self-care program that helps you build resilience and on-the-go sustainable high level habits while giving to others in Christ. • “Purpose Driven Life” by Rick Warren (https://books2read.com/purpose-driven...) Next Episode Don’t miss Part 2 where Dr. Popa shares her holistic framework for preventing ministry burnout while maintaining healthy financial boundaries. We’ll explore practical solutions for the body, mind, heart, and soul—plus specific first steps you can take today. Connect • Email: joy@pastorsandmoney.com (mailto:joy@pastorsandmoney.com) • Instagram/Facebook: @pastorsandmoney • Website: pastorsandmoney.com (http://pastorsandmoney.com) The Pastors & Money Podcast helps pastors, ministry leaders, and churches start thriving financially using money as a tool to fuel God’s mission in our churches and families.