The Fintech Helping You Build Credit Just by Paying Bills! скачать в хорошем качестве

The Fintech Helping You Build Credit Just by Paying Bills!

In this episode of The Fintech Combine, host Kris Kovac sits down with Jonty Hirsowitz, founder and CEO of Deferit, to explore how his latest innovation — Pebble — is helping consumers build credit simply by paying their everyday bills on time. Jonty shares his journey from corporate law to fintech entrepreneurship, the problem Pebble solves for thin-file consumers, and how credit unions can use embedded credit tools to engage younger members and drive financial inclusion. Subscribe for more fintech insights! 🚀 Follow the Pod:   / fintechcombine   Follow Kris Kovacs:   / managementbytes     / kriskovacs     / kriskovacs   The Fintech Combine is Produced and Edited by Anson Beckler-Jones Follow Anson Beckler-Jones Instagram - @ansonandco Youtube - @ansonandco _______________________________________ 00:00 – Welcome to The Fintech Combine with Kris Kovac 00:40 – Meet Jonty Hirsowitz: Founder & CEO of Deferit 01:15 – From Corporate Lawyer to Fintech Entrepreneur 02:30 – The Birth of Deferit: Helping Consumers Budget Smarter 04:00 – Introducing Pebble: Building Credit Through Bill Payments 05:45 – The Problem Pebble Solves for Thin-File Consumers 07:00 – Why On-Time Payments Should Boost Your Credit Score 09:00 – How Pebble Integrates with Credit Unions & Banks 11:00 – Turning Bill Pay Into a Credit-Building Opportunity 13:00 – The Business Model for Credit Unions & Member Engagement 15:00 – How Pebble Helps Attract Younger Members (25–45 Demographic) 17:00 – Real Impact: Credit Score Growth & Consumer Outcomes 18:45 – Partner Pilots: How Credit Unions Can Get Started 20:30 – Building Embedded Fintech Tools That Actually Work 22:00 – Navigating Credit Bureau Partnerships & Compliance 25:30 – Lessons from the Startup Journey 26:30 – Advice for Aspiring Fintech Founders 28:00 – The Future of Pebble, Alternative Data & Open Banking 30:00 – How to Connect with Jonty Hirsowitz 30:30 – Closing Thoughts from Kris Kovac