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In this video, we explain why seller concessions are becoming much easier to negotiate in today’s housing market as buyer demand has cooled and days on market have increased. As homes sit longer, many sellers are more motivated to work with buyers by offering concessions rather than reducing the purchase price. We break down what seller concessions are typically used for, how they can help buyers manage upfront costs or reduce monthly payments, and why this approach can be more appealing to sellers in certain situations. We also walk through the maximum amount of seller concessions allowed based on different loan programs, helping buyers understand what is possible depending on their financing. The goal of this conversation is to give buyers and sellers clarity around how market conditions impact negotiation power and how seller concessions can be used strategically in today’s environment. About Charlotte Mortgage Insights Charlotte Mortgage Insights is a local-focused YouTube channel dedicated to helping Charlotte-area buyers, homeowners, and investors understand mortgages, housing market trends, and the real-world impact of economic news. We break down loan options, financing strategies, and current events in plain English—connecting what’s happening in the market to what it actually means for your mortgage decisions. Our goal is to educate, clarify, and help you make confident, informed choices in today’s housing market. Contact Information Brian Taylor Owner, Dreamline Realty 📞 (704) 389-2313 📧 Brian@dreamlinerealty.com 📅 Schedule a call: MycallwithBrian.com 🏡 Find Your Dream Home: www.dreamlinerealty.com Licensed Mortgage Loan Officer – ALCOVA Mortgage 🆔 NMLS ID: 96869 Stephen Knorr Branch Manager, The Knorr Group – ALCOVA Mortgage 🆔 NMLS ID: 79352 📞 (704) 453-1716 📧 Stephen@theknorrgroup.com 📅 Schedule a call: https://calendly.com/stephen-knorr 📝 Apply for a Loan: https://apply.alcova.com/homehub/sign... Eric Coomes Branch Partner, The Knorr Group – ALCOVA Mortgage 🆔 NMLS ID: 2356937 📞 (704) 453-1716 📧 Eric@theknorrgroup.com 📅 Schedule a call: https://calendly.com/stephen-knorr 📝 Apply for a Loan: https://apply.alcova.com/homehub/sign... LOOKING FOR DATA-DRIVEN ANALYSIS OF THE CHARLOTTE HOUSING MARKET 👉👉 Check out our other channel at: / @charlottemarketinsights This channel is for educational purposes only and does not constitute financial or legal advice. Loan programs, guidelines, and market conditions are subject to change.