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Many renters assume that owning a home automatically means a much higher monthly payment than renting, but that isn’t always the case. In this video, we walk through real mortgage payment examples at different purchase price points and compare them to what many people are currently paying in rent. By breaking down the numbers, we show how, in some scenarios, a mortgage payment can be equal to — or even less than — an average rent payment. We also discuss why it’s important to look at affordability through real monthly costs rather than assumptions, and how interest rates, loan programs, and purchase price all factor into the final payment. The goal of this video is to help renters better understand their options and see whether homeownership may be more attainable than they think. Charlotte Mortgage Insights is a local-focused YouTube channel dedicated to helping Charlotte-area buyers, homeowners, and investors understand mortgages, housing market trends, and the real-world impact of economic news. We break down loan options, financing strategies, and current events in plain English—connecting what’s happening in the market to what it actually means for your mortgage decisions. Our goal is to educate, clarify, and help you make confident, informed choices in today’s housing market. Brian Taylor Owner, Dreamline Realty 📞 (704) 389-2313 📧 Brian@dreamlinerealty.com 📅 Schedule a call: MycallwithBrian.com 🏡 Find Your Dream Home: www.dreamlinerealty.com Licensed Mortgage Loan Officer – ALCOVA Mortgage 🆔 NMLS ID: 96869 Stephen Knorr Branch Manager, The Knorr Group – ALCOVA Mortgage 🆔 NMLS ID: 79352 📞 (704) 453-1716 📧 Stephen@theknorrgroup.com 📅 Schedule a call: https://calendly.com/stephen-knorr 📝 Apply for a Loan: https://apply.alcova.com/homehub/sign... Eric Coomes Branch Partner, The Knorr Group – ALCOVA Mortgage 🆔 NMLS ID: 2356937 📞 (704) 453-1716 📧 Eric@theknorrgroup.com 📅 Schedule a call: https://calendly.com/stephen-knorr 📝 Apply for a Loan: https://apply.alcova.com/homehub/sign... LOOKING FOR DATA-DRIVEN ANALYSIS OF THE CHARLOTTE HOUSING MARKET 👉👉 Check out our other channel at: / @charlottemarketinsights This channel is for educational purposes only and does not constitute financial or legal advice. Loan programs, guidelines, and market conditions are subject to change.