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Join us on Thursday, 12th February 2026, at 10:00 AM AST on Facebook, YouTube, and LinkedIn for a live discussion with Shamir Saddler and Bradley Ramcharan. Shamir Saddler is the Co-Founder and Chairman of SmartTerm Limited, one of the Caribbean’s leading and fastest-growing EdTech companies, and Bradley Ramcharan is the Director of Multi-National Corporations (MNC) & Government Sales at C&W/Flow Business. In this episode, we’re covering topics such as: What are the biggest digital risks facing students and businesses in Trinidad & Tobago right now? How is a digital footprint created and why does it matter long after the moment has passed? Why are online empathy and kindness just as important as passwords and privacy settings? Register today! . . VIEW more episodes of the STRAIGHT OFF THE BATT SHOW on: YouTube - / @bankersassociationoftandt CONNECT WITH US: Facebook - / bankersassociationoftrinidadandtobago LinkedIn - / bankers-association-of-trinidad-and-tobago Website - https://batt.org.tt/ CONNECT WITH OUR HOST: LinkedIn - / acmcaribbean CONNECT WITH OUR GUESTS: Bradley Ramcharan - / bradley-ramcharan-714685222 Shamir Saddler - / shamir-saddler Disclaimer: The opinions, beliefs and viewpoints expressed by the various guests or features of the Straight off the BATT Show do not necessarily reflect the opinions, beliefs and viewpoints of The Bankers Association of Trinidad & Tobago or its official affiliates.