Why Wealthy Canadians Are Building “Bond Tents” Before They Retire | EP 154 скачать в хорошем качестве

Why Wealthy Canadians Are Building “Bond Tents” Before They Retire | EP 154

Is Your Retirement Portfolio Ready for the Red Zone? In this episode of Retirement Planning Simplified, Joe explains how to protect your investments when it matters most right before and just after you retire. This period, often called the "retirement red zone," comes with big risks if markets take a dip. Joe walks through a powerful strategy called the “bond tent” and explains why loading up on bonds early in retirement can shield your nest egg. He also shares how the rising equity glide path which increases your stock exposure later in retirement can actually lower your long-term risk. By the end of the episode, you’ll understand: • What sequence of returns risk is and how to manage it • How a bond tent can protect your savings • Why increasing stocks later in retirement can help • Why regular rebalancing keeps your plan on track Here’s what you’re in for: 00:00 Understanding the Retirement Danger Zone 03:03 Building a Bond Tent for Early Retirement 07:13 Rising Equity Glide Path Explained 12:08 Importance of Regular Tuneups and Rebalancing 13:31 Recap and Final Thoughts —------------------------------------------------------------- Ready to take the next step? Identify your retirement income style with the RISA questionnaire at https://account.myrisaprofile.com/inv... 👉 Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement. Learn more at https://matthewsandassociates.ca/our-... Don’t forget to like, comment, and subscribe for more simplified retirement planning insights! —------------------------------------------------------------- ABOUT JOE CURRY Joseph Curry, also known as Joe, is the co-host of Your Retirement Planning Simplified, Canada’s fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, he is committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it’s about creating meaningful experiences with loved ones and fostering opportunities for the future. You can reach out to Joe through: LinkedIn:   / curryjoe   Website: https://www.retirementplanningsimplif...   / retirementplanningsimplified   https://matthewsandassociates.ca/ ABOUT RETIREMENT PLANNING SIMPLIFIED Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: LinkedIn:   / retirement-planning-simplified   Instagram:   / retirement_planning_simplified   Podcast/Blog: https://www.retirementplanningsimplif... Youtube:    / @retirementplanningsimplified   —------------------------------------------------------------- Disclaimer: Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.