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This video answers the following common questions: 0:02 Which is better: index funds, ETFs, or mutual funds? 0:41 Which specific funds should I pick in my 401(k)/IRA? 1:17 Should I buy individual stocks or just broad index funds? 2:12 How risky is the stock market and how much should I put in stocks vs bonds? 3:09 Should I invest a lump sum now or dollar-cost average over time? 3:47 How do I avoid losing everything? 4:15 What's a reasonable return to expect? 4:47 How do I decide what money is for retirement vs house vs car vs travel? 5:48 How should I split contributions between 401(k), IRA, HSA, and taxable? Which is better: index funds, ETFs, or mutual funds? Which specific funds should I pick in my 401(k)/IRA? (Target-date vs total-market) Should I buy individual stocks or just broad index funds? How risky is the stock market and how much should I put in stocks vs bonds? Should I invest a lump sum now or dollar-cost average over time? How do I avoid losing everything / what's a reasonable return to expect? How do I decide what money is for retirement vs house vs car vs travel? How should I split contributions between 401(k), IRA, HSA, and taxable? Visit https://plainandsimpleinvesting.com/F... for all the questions and answers. #investing2026 #InvestingTips #FinancialLiteracy #PassiveIncome