Investing for Beginners: Answering Your Top Questions (2026) - Part 3 скачать в хорошем качестве

Investing for Beginners: Answering Your Top Questions (2026) - Part 3

What is the stock market and how does it actually work? How do I start investing with a small amount of money and which account should I open first? How much money do I need to begin, and how often should I add more? How risky is investing compared with keeping cash in a bank account? Can I lose all my money in the stock market, and how likely is that with a diversified portfolio? What should I do when the market goes down and my account balance drops? What is a realistic annual return for long-term stock market investing? How long does it usually take to see meaningful growth in an investment account? How do dividends and interest payments work and when are they paid? Should I pick individual stocks, or use index funds and ETFs instead? What is diversification and how many different funds or stocks do I need? What is the difference between stocks, bonds, mutual funds, and ETFs? Is dollar-cost averaging better than investing a lump sum all at once? How much should I worry about fees and expense ratios, and what is a "low" fee? How often should I check my portfolio, and when should I change my strategy?