Maximise Your NHS Pension & Tax Relief | Stop Overpaying HMRC скачать в хорошем качестве

Maximise Your NHS Pension & Tax Relief | Stop Overpaying HMRC

🔗 Free Tools & Resources for Medics 🧮 Medic? Do you know your financial health status? Take this financial health QUIZ:- https://moneywisedoctorquiz.scoreapp.... ⚠️ Are you caught in the 60% Tax Trap? Learn how it works and how to avoid it → 📕 Free 60% Tax Trap Guide (PDF) → Download Here: - https://moneywisedoctor.kartra.com/pa... 🧮 NHS Salary Calculator – check your tax, pension, and allowances instantly → Use the NHS Calculator: - https://nhssalarycalculator.com/ Doctors and healthcare professionals across the UK often overlook one of the biggest opportunities for wealth building — your NHS pension and the £60,000 annual allowance. In this video, Dr. Andy (Moneywise Doctor) explains how tax relief works, how much your employer really contributes, and how to calculate your pension growth using your Total Reward Statement (TRS). You’ll discover how to make the most of your pension contributions, avoid overpaying tax, and take control of your financial future. ⏱️ Chapters 00:00 – Why every UK doctor needs to understand pensions 01:05 – The £12,570 personal tax-free allowance explained 02:20 – The £60,000 annual pension allowance 03:30 – Employer contribution: 23.7% explained 04:15 – Your 12.5% NHS pension deduction 05:05 – Using your ESR & TRS to calculate pension growth 06:25 – How pension contributions reduce taxable income 07:40 – NHS pension vs private pension (SIPP explained) 08:55 – How to avoid missing your full £60,000 allowance 10:15 – Smart pension planning: protect your financial future 🎓 Next Steps for Doctors ✅ Subscribe to this channel for more tax-smart investing strategies for medics: ✅ Join the Moneywise Doctor Newsletter → moneywisedoctor.com/subscribe ✅ Watch out for upcoming Free Masterclass Sessions 💬 Have questions? Drop them in the comments — we’ll respond soon. If this helped you, share it with another medic who’s working hard but might be losing money to HMRC without realizing it. 👉 Watch Next: How Doctors Can Avoid the 60% Tax Trap