Building a Monthly Paycheck Portfolio for Retirement The 3-Layer ETF Income System скачать в хорошем качестве

Building a Monthly Paycheck Portfolio for Retirement The 3-Layer ETF Income System

Most retirees make the same mistake — chasing the perfect high-yield ETF. In this video, I break down why the Single ETF Trap can quietly destroy long-term retirement income… and what to do instead. We’ll walk through a structured 3-Layer Paycheck System designed to create sustainable income while protecting long-term capital: • Growth Engine (VOO / QQQ style exposure) • Dividend Stability (SCHD / DGRO approach) • Income Layer (JEPI / JEPQ / option income ETFs) You’ll see: ✔ Why yield ≠ total return ✔ How to balance growth and income ✔ The “Worst-Month Rule” for retirement budgeting ✔ Sample capital scaling from $250K to $1M ✔ The danger of building only Layer 3 The goal isn’t just income today — it’s protecting your future income potential. This framework is built for serious retirement investors who want structure, discipline, and long-term survivability. ⚠️ This video is for educational purposes only and is not financial advice. Always consult a licensed financial professional before making investment decisions.