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How does "India's Youngest Bank" differentiate itself in a crowded market? By placing its trust in India’s youngest citizens. In this exclusive interaction, Inderjit Camotra (MD & CEO, Unity Bank) joins Sneha Jain (Associate Director - Marketing, Perfios) to discuss the unique strategy of building a tech-first bank for the Millennial and Gen Alpha generations. From offering collateral-free "educational" loans to 18-year-olds to help them build credit scores, to envisioning a future where data is stored in human DNA and meetings happen via holograms, this conversation covers the cutting edge of fintech and banking. 💡 Key Takeaways from this Episode: The Gen Alpha Strategy: Why Unity Bank realized standard products were saturated and pivoted to empowering youth (18-22 years old). Trusting the Youth: The success of small ticket loans (₹5k - ₹10k) with flexible repayment and a surprising 95% repayment success rate. AI as a Co-Pilot: Moving past the fear of AI replacing jobs to seeing it as a tool for empowerment and speed. Future Tech: A fascinating look into data storage in human DNA genomes and the potential of holographic banking. The Human Element: Why the "Trust Factor" and physical touchpoints remain crucial in India despite rapid digitization. India's AI Opportunity: Why India must lead the AI revolution rather than just exporting talent. #UnityBank #perfios #fintech #genalpha #bankinginnovation #aiinbanking #leadership #InderjitCamotra #india #startups #creditscore #futuretech