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📚 Download My FREE eBook Containing The 10 Baby Steps To Financial Freedom In South Africa: https://www.moneymarx.com/Baby-Steps-... 👉 Link To My DIY Investing Course: https://www.moneymarx.com/money-marx-... “Investing”. Some people get excited when hearing this word, others become completely terrified. And yes, doing the investing thing correctly is not easy, especially if you are still a beginner and you find yourself being bombarded with fancy financial terms that sommer sound expensive. But, if you invest a bit of time and effort in learning how the world of investing works, it really is not that difficult to understand. You don’t need a fancy title next to your name to be able to manage your own personal finances, but you do need to make sure that you understand the risk and returns involved with every type of investment before you put any money into it. Now I have made videos in the past where I go into detail on how you can invest in each of the main asset classes, being Cash, Bonds, Property, and Shares, but today I want to pull all four of them together and give you a step-by-step guide to help you choose a fund as well as to determine what combination of each one of these asset classes will work best for your specific time horizon and risk profile. In the end, the fine art of high-performance investing is to get the right blend between equity, property, bonds, and cash in your portfolio to end up with high enough investment returns for the amount of risk you are willing to take and for your specific investment time horizon. As much as we’d all like, there is, unfortunately, no such thing as a top-performing portfolio without taking on risk. So, make sure to follow the steps in this video, and let me know down in the comments if you have any questions or if you are unsure about something. We are all here to learn together, so please don’t be shy to ask and to help others. Here is a breakdown of the info covered in this video: 00:00 Introduction 01:40 Why is asset allocation so important? 04:48 What are the main asset classes? 06:56 How does each asset class perform? 11:30 What is your risk profile? 13:59 How to determine your asset allocation? 16:19 Take home message Links that I mentioned in this video: Easy Equity's risk analyzer: https://bit.ly/2XQlZ3X Sanlam's risk analyzer: https://bit.ly/2Y0nCMR ________________________________________ For Business Inquiries: [email protected] _____________________________________________ DISCLAIMER The information shared by Money Marx is for educational and informational purposes only and should not be taken as Financial, Tax, Legal, or Investment Advice. While Pieter de Villiers is registered under the Financial Sector Conduct Authority (FSCA) and operate within the framework of the Financial Advisory and Intermediary Services (FAIS) Act, the content provided on this channel, in courses, and across all platforms does not constitute Personal Financial Planning or Advisory Services. All information is general in nature, based on factual data, principles, and publicly available information to help South Africans improve their financial literacy. Past performance is not a guarantee of future results, and all investments carry risk. You are responsible for your own financial decisions. For advice tailored to your personal situation, please consult a qualified Financial Planner that is registered with the FSCA. Some of the links on this page are affiliate links, meaning, at no additional cost to you, Money Marx may earn a commission if you click through and make a purchase and/or subscribe. These commissions help support the channel and other educational content.