The Basics Behind Required Minimum Distributions | Larry Sprung, CFP® скачать в хорошем качестве

The Basics Behind Required Minimum Distributions | Larry Sprung, CFP®

Think your first Required Minimum Distribution is just one withdrawal from one account? Think again. In this video, Larry breaks down the hidden rules that can trip up retirees, like how a teacher nearly missed her 403(b) distribution by pulling everything from her IRA. In this video: When RMDs start at 73 and why waiting until April 1 can double your withdrawals How to calculate your RMD using year-end balances and the IRS divisor Smart timing choices to simplify cash flow and avoid confusion How RMD income can affect your Medicare premiums through IRMAA Do you want some more guidance? Try our RMD Calculator to estimate your required minimum distributions and understand how much you’ll need to withdraw each year. → https://www.mitlinfinancial.com/secur... Keep the conversation going! About: http://www.larrysprung.com LinkedIn:   / lawrencesprung   Mitlin Financial: http://www.mitlinfinancial.com/ 🔔 Subscribe now to start planning for your ideal vision of tomorrow. → https://mitlin.us/YT-LarrySprung Ready to start your JOYful Money Journey? Book your call here → https://mitlin.us/planwithLarry Jump to: 0:00 Why RMDs Matter 0:26 Jane’s IRA vs 403(b) Mistake 1:40 When RMDs Begin 2:31 The First-Year Option 2:46 Calculating Your RMD Amount 4:01 Medicare IRMAA and Tax Planning 4:44 Conclusion Investment advisory services offered through CWM LLC, an SEC Registered Investment Advisor. Carson Partners, a division of CWM, LLC, is a nationwide partnership of advisors. #RMD #RetirementPlanning #TaxPlanning #Medicare #IRMAA #WealthManagement #RetirementIncome #FinancialEducation #MoneyMatters #RetirementTips #LarrySprung