Why People With Great Credit STILL Get Denied for a Mortgage скачать в хорошем качестве

Why People With Great Credit STILL Get Denied for a Mortgage

You did everything right — great credit score, solid payment history, and still got denied for a mortgage. So what happened? In this video, I break down the real reasons people with excellent credit still get turned down for a home loan. Credit score is only one part of your loan file — lenders also look at income stability, debt-to-income ratios, reserves, employment gaps, and overall risk. And Helping Family Will Leave You BROKE and DENIED. 🧠 Here’s what I cover: 🔹 Why a 780 credit score doesn’t guarantee approval 🔹 The most common underwriting red flags (even for “perfect” borrowers) 🔹 How your debt-to-income (DTI) can make you or break you 🔹 What to fix before you apply again Whether you’re a first-time buyer or planning your next move in 2025, this video will help you understand exactly how lenders think — and how to position yourself for a “yes.” 💡 #MortgageTips #CreditScore #Underwriting #HomeBuying2025 #RealEstateEducation 💳 Need an easy tradeline to boost your credit score? https://rhondaburgess.com/discover 🏠🏠 Need a real estate pro in your area: https://homeandmoney.com/rhonda/ 💵Generate more income as a travel agent. Work with me. https://myteamgetpaid.com Code: RhondaHowse 🏠🏠 Fastest Way to Your Best Credit Score https://www.scoremaster.com/rhondabur... 😁Consolidate Your Revolving Debt https://www.rhondaburgess.com/lending... 👌Check Your Credit Report Here https://annualcreditreport.com When we promote a product, we may use an affiliate or referral link to direct you to the company's website. Simply said, if you purchase a product after clicking on one of our links, we receive a tiny compensation from the merchant as a small "thank you." Occasionally, the commission is only a few dollars; other times, it is a little more. It may be a one-time commission or a rolling commission, so if you join up for a monthly subscription service, we may receive a portion of the monthly charge. But here's the kicker: you don't have to pay a dime for that referral. The entire commission is paid by the vendor, not by you.