Debt to Income Ratios Explained: Why Most Buyers Fail скачать в хорошем качестве

Debt to Income Ratios Explained: Why Most Buyers Fail

You might have great credit — but if your debt-to-income ratio is too high, you’re getting denied. In this video, I break down exactly what DTI is, how lenders calculate it, and why so many buyers fail this part of the mortgage process. Understanding your DTI could be the difference between a “yes” and a “no.” 💡 You’ll learn: 🔹 What counts as “debt” in your DTI (and what doesn’t) 🔹 The exact percentage lenders want to see 🔹 Why your car payment or student loan can ruin your approval 🔹 How to lower your DTI before applying again Whether you’re buying your first home or trying to understand why you got denied, this video gives you the insider knowledge most lenders don’t explain. 🏠 #DebtToIncome #MortgageTips #HomeBuying2025 #CreditScore #RealEstateAdvice #Underwriting 💳 Need an easy tradeline to boost your credit score? https://rhondaburgess.com/discover 🏠🏠 Need a real estate pro in your area: https://homeandmoney.com/rhonda/ 💵Generate more income as a travel agent. Work with me. https://myteamgetpaid.com Code: RhondaHowse 🏠🏠 Fastest Way to Your Best Credit Score https://www.scoremaster.com/rhondabur... 😁Consolidate Your Revolving Debt https://www.rhondaburgess.com/lending... 👌Check Your Credit Report Here https://annualcreditreport.com When we promote a product, we may use an affiliate or referral link to direct you to the company's website. Simply said, if you purchase a product after clicking on one of our links, we receive a tiny compensation from the merchant as a small "thank you." Occasionally, the commission is only a few dollars; other times, it is a little more. It may be a one-time commission or a rolling commission, so if you join up for a monthly subscription service, we may receive a portion of the monthly charge. But here's the kicker: you don't have to pay a dime for that referral. The entire commission is paid by the vendor, not by you.