Catch-Up Contribution Rule Changes скачать в хорошем качестве

Catch-Up Contribution Rule Changes

Have you heard? Starting January 1, 2026, high earners will lose the ability to make pre-tax catch-up contributions to their 401(k) plans. If you're over 50 and saving for retirement, this could significantly impact your tax bill and long-term savings strategy! In today's video, Mike Heatwole, founder and CEO of The Dala Group, breaks down what you need to know about this crucial change. Discover who will be affected, what catch-up contributions are, and how you can prepare for this shift in tax treatment. 👉 Key Topics Covered: What are catch-up contributions? Changes coming in 2026 regarding catch-up contributions for high earners The impact of these changes on your retirement savings strategy Steps you can take now to prepare for the upcoming changes If you earn over $145,000 starting in 2026, your catch-up contributions must be made as Roth contributions! Learn how this new rule affects your financial planning and strategies to adapt. #RetirementPlanning #401k #CatchUpContributions #TaxStrategy #FinancialEducation #DalaGroup ================================ 🔗Connect with us  https://www.thedalagroup.com ================================ ⏱Timestamps⏱ 00:00 Intro 00:22 In This Video 00:33 What is a Catch-Up Contribution? 01:18 Changes in 2026 01:38 If Your Income is Below $145,000 02:05 What Does That Mean for Your Retirement Savings Strategy? 02:25 An Important Detail 02:45 Example 03:21 Tax Brackets 03:34 What You Should Do Now 04:18 Key Takeaways 04:44 Outro