A Detailed Guide to Canada’s Retirement Income System скачать в хорошем качестве

A Detailed Guide to Canada’s Retirement Income System

📩 Get expert insights on retirement and financial planning & FREE copy of our Estate Record Keeper, our most valuable estate planning tool: https://survivingretirement.ca/newsle... If you have any questions, Book a FREE 30-minute consultation with a member of our team: https://survivingretirement.ca/ask-pe... In this episode, we take a detailed look at Canada’s four government retirement income programs: CPP, QPP, OAS, and the GIS. Each one plays a different role in your retirement, and understanding how they fit together can make a meaningful difference in your long-term financial plan. We’ll walk through how CPP and QPP work, the differences between them, and why timing your benefits matters. You’ll also learn how continued work after 65 affects contributions, how the post‑retirement benefit works, and when opting out may make sense. We’ll cover OAS eligibility, how deferring can increase your benefit, and what triggers the OAS clawback. Finally, we’ll explain the GIS and how it supports low‑income seniors. AI disclosure: All appearances of “Mark” in this video are AI-generated. His voice and video appearance are entirely virtual and he is a fictional character. The scripts for both “Mark” and Peter are written and prepared by members of the Guidote Wealth Stewardship team. Peter Guidote appears as himself and his appearance and voice are not AI-generated. Some of the examples and statistics used or referred to in this video came from the website https://moneyandyouseniorsedition.com/. All information included in this video have been compiled from sources believed to be reliable, but its accuracy and completeness is not guaranteed, nor in providing it do the author or Canaccord Genuity Corp. assume any liability. ______________________________________________________________________ Welcome to the Surviving Retirement YouTube channel. Here, you will see informational videos that simplify complex topics around retirement and financial planning. Subscribe and keep up to date. Reach out to us and start the conversation around retirement planning: (514)-844-5592 teamguidote@cgf.com 📅 Book a FREE 30-minute consultation: https://survivingretirement.ca/ask-pe... ______________________________________________________________________ Intro 0:00 Understanding CPP and QPP 1:00 CPP vs QPP 1:50 When Should You Start Taking CPP/QPP 3:10 Contributions and Costs 5:12 Post-Retirement Benefits 6:59 Old Age Security 8:14 OAS Clawback 10:19 Guaranteed Income Supplement 11:36 Holistic Retirement Planning 12:25 Conclusion 13:48 ______________________________________________________________________ Social Media Disclosure https://www.canaccordgenuity.com/weal... #FinancialAdvisor #FinancialPlanning #survivingretirement