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Auto Loans Are Crushing Americans (The Roman Report)

Auto loans have gotten out of control. It turns out that 2025 is the worst year in recorded history for auto loan delinquency, and it's only getting worse for Americans. But does this fall entirely on the shoulders of American consumers? Is this the fault of irresponsible spending, Flex Culture, and financial illiteracy? Or are other factors to blame? For this month's Roman Report, we get to the bottom of what's causing this historic low for auto loan payments, and how Americans who are struggling to pay might be able to find relief. If you enjoy the show, please consider supporting us on Patreon: / regularcarreviews If you liked this episode of The Roman Report, check out these other installments: Your Car Is Snitching On You (The Roman Report): • Your Car is Snitching on you (The Roman Re... Modern Headlights Are Too Bright (The Roman Report): • Modern Headlights Are Too Bright: (The Rom... These Car Prices Are Ridiculous (The Roman Report): • These Car Prices Are Ridiculous (The Roman... Lessons from My Mom: • Your Word Is A Promise (A Mother's Story) Check out our newest merch: https://regularcars-shop.fourthwall.com/ Chapters: 00:00 Auto Loan Delinquency Is Worse Than Ever 01:43 Intro Song 01:50 The Auto Loan Crisis By the Numbers 05:20 Who's to Blame For This? 09:46 Shady Business Practices 12:40 The Trouble with Flex Culture 16:24 Justifying a New Car Loan 20:51 Reasons For Hope 24:51 What You Can Do If You're Struggling To Pay 28:06 Conclusion 30:35 Sources and Photo Credits 30:43 How To Make RCR Unstoppable Find RCR online: Twitter: @regularcars / @theromannick Instagram: @regularcarreviews / @theromannick Linktree: https://linktr.ee/regularcarreviews Second channel: / @regularandroman Thank you for supporting Regular Car Reviews! For all sponsorship inquiries, please contact [email protected] New 2nd channel "Regular and Roman" / @regularandroman

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