CPP and OAS Security, RRIF Taxes, Estate Planning, & Bond Funds | Retirement Unpacked Ep. 011 скачать в хорошем качестве

CPP and OAS Security, RRIF Taxes, Estate Planning, & Bond Funds | Retirement Unpacked Ep. 011

In this week’s episode of Retirement Unpacked, Adam and Brett answer real retirement questions and unpack topics like evaluating financial products, understanding CPP timing, navigating RRIF taxes, and making informed pension and estate decisions. They break everything down in a clear and practical way that helps you apply the ideas to your own situation. They also walk through viewer scenarios involving TFSA withdrawals, cash wedges, planning timelines, and how different income sources work together once you stop working. If you have any questions about this video's topic or retirement planning in general, visit https://www.parallelwealth.com/ or use the links below to learn more about our services: ➡️Fee For Service Retirement Planning: https://www.parallelwealth.com/planning ➡️Retirement Income Program™: https://www.parallelwealth.com/invest... ➡️Parallel Wealth Masterclass: https://www.parallelwealth.com/education More from Parallel Wealth: 🔗https://linktr.ee/parallelwealth The above affiliate links are provided for your convenience. If you click on a link and end up purchasing a product or service, this channel may receive compensation for the referral. We have personal vetted each product and service we provide links to. DISCLAIMER: This presentation is for informational purposes only and should not be considered financial, investment, tax, or estate planning advice. All investments carry risk, and past performance does not guarantee future results. Any forward-looking statements are based on assumptions and may not reflect actual outcomes. The content on this channel is for educational purposes only and does not provide specific investment or planning recommendations. Viewers should consult a qualified professional for retirement, tax, or estate planning guidance. Parallel Wealth and Adam Bornn are not responsible for any decisions made based on this content. Timestamps 00:35 Intro and Special Announcement 01:14 What Makes a Good Financial Product 05:35 CPP Payout After You Stop Contributing 10:25 TFSA Withdrawals Monthly or Once a Year 12:39 When Should You Start Retirement Planning 16:38 Leveling Taxes and Opportunity Cost 19:58 Timing a Defined Benefit Pension 23:49 RRIF Withholding Tax Rules and Minimum Withdrawals 26:38 When to Set Up a Cash Wedge Before Retirement 29:08 How Much of Your RRSP Should Be in a Cash Wedge 30:48 Is CPP or OAS at Risk in Canada 35:27 How to Reduce Tax on RRSP or RRIF at Death 39:18 Bonds vs Bond Funds 42:45 Changes to Bank Transfer and Account Fees 46:16 Capital Gains Tax on Inherited Property 50:42 Wrap-up