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In this continuation of Episode 1, Suzanne Gignilliat’s team member Joelle Hayes joins the podcast to talk about how her own path to real estate took a detour through mortgage brokerage, and how that knowledge helps her guide her clients’ financial planning today. Joelle and Suzanne share insights into Chicago market trends, how to buy even with today’s higher interest rates, and how co-ops are modernizing their approval processes. To close out the episode, Suzanne and Joelle share which item they would never want to edit. Suzanne Gignilliat: The best of the best, Suzanne runs a boutique practice that’s focused on luxury properties in the North Side of Chicago. When you hire Suzanne, you get Suzanne. Discreet, patient, tenacious, Suzanne wins sales awards and client praise year after year. While Suzanne specializes in high end properties in the near North side, her team’s client base is as diverse as the properties they represent: from first-time home buyers, to condos, co-ops, ( yes, especially co-ops) lofts, townhouses, single-family homes, and new construction projects. They welcome any and all inquiries. Suzanne lives the Lincoln Park life she sells: she’s connected, she can solve a need, she understands historic homes and landmarking. Very visual and creative, she will work side by side with you to present your home in the best light. Clients love working with Suzanne, whether it’s a condo purchase or a multi-million-dollar home sale; she’s the calm in the emotional business of buying or selling a home. Don’t be fooled by her low-key, gracious manner. When it comes to closing a deal, there is a reason Suzanne’s associates call her “The Velvet Hammer.” Joelle Hayes: A licensed real estate professional since 2002, Joelle has represented a wide range of clients—from first-time homebuyers to sellers in Chicago’s luxury market. She has been honored as a Chicago Agent’s Who’s Who of Real Estate in both 2012 and 2021 and has been consistently recognized as a top producer by Chicago Magazine, along with receiving multiple awards from her brokerage firms throughout her career. Formerly a licensed mortgage broker, Joelle brings a strong understanding of lending guidelines and financing considerations, allowing her to provide valuable insight into current market conditions and potential lending restrictions. Joelle expertly guides both buyers and sellers through the nuances of condominium and more complex co-op transactions, understanding that choosing the right building is just as important as selecting the right home. Known for her strategic negotiation skills and client-focused approach, she is committed to achieving the best possible outcome for every client.