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The forty-ninth session of Unlock the Stock features Homechoice International Plc. Unlock the Stock is proudly presented by The Finance Ghost, Mark Tobin, and Keyter Rech Investor Solutions. 00:00 Introduction 02:57 Homechoice International Plc Presentation (JSE: HIL) 35:48 Q&A Homechoice International Plc 1:04:34 Wrap Up Homechoice International Plc (JSE: HIL) HiL plc is a fast-growing fintech-focused group providing digital consumer solutions. The Weaver fintech business offers digital personal lending, payment solutions, value-added services and insurance products using an innovative mobile-first platform. Under this vertical sit the PayJustNow and Finchoice operations and brands. At the heart of the Weaver ecosystem is a commitment to responsible, accessible, and digitally-enabled financial services. We are investing significantly in technology and data in our digital payments business and our lending solutions, building a financial platform that customers trust and businesses want to partner with, driving our future growth. The Homechoice business and brand is an omnichannel retailer delivering innovative homeware merchandise directly to homes. Expanding the showroom channel footprint and bespoke digital chat services are key strategic priorities for driving profitable growth and new customer acquisition.16 new showrooms were opened in 2024, with our new smaller formats delivering double-digit margins and under two-year payback. There are now 37 showrooms for our customers’ convenience. Retail anticipates opening 22 showrooms in FY25 with the longer-term potential to reach 100 showrooms across South Africa. Our strategy is delivering robust growth across our businesses, with consistency evident in both our operations and results. Retail’s omni-channel strategy has positioned the business for strong profit growth. Weaver’s digital ecosystem thrives on innovation—seamlessly integrating merchants, customers and our range of financial products to make access to credit and payments convenient, cashless and inclusive. With more than 2.7 million financial services customers and a rapidly expanding digital footprint, we are well placed for further expansion, supporting new customer acquisition and increased engagement opportunities while transforming how South Africans engage with financial solutions. To find out more about Homechoise International plc, please visit https://homechoiceinternational.com/n... To find out more about the Finance Ghost, please visit https://thefinanceghost.com/. To learn more about Lumi, please visit https://www.lumiglobal.com/andrej-vladar. To find out more about Keyter Rech Investor Solutions, please visit https://kris.co.za/. To find out more about Coffee Microcaps, please visit www.coffeemicrocaps.com.