How to Escape 'Survival Mode' In New Zealand w Mikey Smith скачать в хорошем качестве

How to Escape 'Survival Mode' In New Zealand w Mikey Smith

Are you stuck in survival mode, living paycheck to paycheck and constantly stressed about money? This episode is for you! No shade either, we’ve all been there! In this episode, we’ll help you recognise the signs of survival mode and, more importantly, give you actionable steps to break free. We promise you there are many, many actionable steps to help you escape this stage of your financial journey and life. OR at least decrease the time you stay here. We cover some ground! From mastering the basics of budgeting to increasing your income and building a financial safety net, this episode is your roadmap to financial stability. You will also learn how to shift your mindset from scarcity to abundance and take control of your financial future. Note - if you haven’t listened to the podcast ‘The pyramid that explains your situation’, you may want to for some pre-context. Generate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to https://generatekiwisaver.co.nz/change to find out more. 00:00 Intro: Understanding Survival Mode 02:00 Recognizing When You're in Survival Mode 04:00 Taking Responsibility: The Hard Truth 06:00 The Reality of Living Paycheck to Paycheck 08:00 Traps of Debt & Buy Now, Pay Later Schemes 10:00 Honest Conversations About Money 12:00 Small Wins: Building Momentum 14:00 Emergency Funds: Why You Need One 16:00 Shifting Your Mindset: From Scarcity to Abundance 18:00 Surrounding Yourself with the Right People 20:00 Tracking Expenses: Every Dollar Counts 22:00 Increasing Income: Strategies & Mindset 24:00 Setting Goals: Short-Term vs Long-Term 26:00 Avoiding the Lure of Status Spending 28:00 The Importance of Discipline in Survival Mode 30:00 Stories of Others Who Escaped Survival Mode 32:00 Vision & Belief: Seeing Life Beyond Survival 34:00 Helpful Tools & Resources to Get Started 36:00 Final Thoughts: Escape is Possible with Action