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Building the Bank of Tomorrow: A CFO's Journey from Traditional Banking to Digital Innovation Between the Lines – The Podcast Where Asia's Digital Leaders Share Real Transformation Stories 🎙 Between the Lines – EP04 | Sponsored by F5 From Wall Street to Digital Street – Melissa Hendrawati Unstoppable Vision What happens when you combine JP Morgan's financial rigor with a startup's innovation DNA? You get Super Bank – ASEAN's most valuable digital bank that turned profitable in less than a year. In this candid conversation, CFO Melissa Hendrawati reveals how she's building a financial institution that serves 70% of Indonesia's underbanked population while maintaining a tech-first, AI-driven approach. Key themes explored in this episode: 🚀 The Unconventional Path: From actuarial science to JP Morgan to leading finance at a digital unicorn 💡 AI Beyond Buzzwords: How Super Bank allocates 30% of CapEx to AI and cybersecurity and why it matters 👥 The Missing Balance Sheet Item: Why human capital is the most undervalued asset in finance 💪 Failing Forward: Creating psychological safety for AI experimentation across all departments 🎯 The Super Team Philosophy: Why values must be built bottom-up, not top-down partners AI in Action: The Ultimate Playbook for IT Leaders ➡️ https://www.f5.com/go/playbook/archit... This episode goes beyond theory and buzzwords capturing real leadership perspectives, peer-driven insights, and practical lessons straight from the CXO table.