Earning $390k but Scared to Spend? (Real Numbers) скачать в хорошем качестве

Earning $390k but Scared to Spend? (Real Numbers)

They earn $390,000/year but didn't know how to merge their money. In this illustrative financial planning case study, we build the first comprehensive plan for a 30-something newlywed couple. We model the "probability of success" for their goals (Buying a $910k home, 2 kids, retiring early). The surprise? Their initial plan had a 96% success rate, suggesting they had more room to spend than they thought. We show how we adjusted the plan to a "sweet spot" of 66%, helping them to enjoy their wealth today while protecting their future. Need help combining finances with your partner? Visit [user flow link] to speak with a NerdWallet Wealth Partners advisor. #CouplesFinance #JointAccounts #FinancialPlanning Money decisions don’t get easier when you start earning more — they often get bigger. RSUs, 401(k) strategy, buying a home, raising kids, planning vacations, and still saving for the future…the responsibilities can multiply. This channel breaks it down. Each week, our financial advisors share investing and tax strategies for high-earning professionals and walk through financial scenarios you may face in your 30s, 40s and 50s. From navigating stock options to debating rent vs. buy to figuring out if you can afford that European vacation, you’ll get clear, actionable information. We’re NerdWallet Wealth Partners — financial advisors in the same life stage as our clients. We know what it’s like to juggle careers, mortgages, stock options, and growing families, so our advice is grounded in the same trade-offs you face. Subscribe for weekly videos, and learn more about working with us at nerdwalletwealthpartners.com.